Looking For The Best Direct Payday Lender? Try Tree House!
There are two ways you can secure lending, either go with a direct lender, or use the services of a broker. Direct lenders will be faster to deal with, and get you a better price on your transaction because you are cutting out the middle man. Brokers, on the other hand, insert themselves between you and the direct lender, potentially delaying the speed of your transaction. Furthermore, they will take their fees, which will increase the cost of borrowing. Tree House is a direct lender, offering you speed and the best price on your next payday company.
Our broad range of products cover the entire spectrum of lending solutions, from short term to long term, secured or unsecured, guarantor or no guarantor lending services which meet a number of various financial needs. Which service best fits your need? Read below for the full explanation of our line of lending deals.
What are Payday Loans?
A payday loan is also known as cash advance or bad credit loans. They are a type of credit that is forwarded to you when you fall short on funding. These are generally paid back upon your next pay cheque, hence the term “instalment loan”. They are also called short term loans, because they are taken out for a short period of time.
Many people get behind on their finances from time to time, and need a little help. When this happens, it is common to reach out to friends and family to help make ends meet until the next pay cheque. Some people, unfortunately, do not have a safety net to fall back on when a time of financial crisis occurs. For anyone in this situation, relief can come in the form of a short term loan that is either paid off at once (known as a payday loan), or paid over time in small increments (known as instalment).
If you have no cosigner and no collateral to put up as security, the cost in fees and interest skyrocket. These are unsecured loans, and as such you will often see APR surge to over 1000%. If you have a cosigner, this is a guarantor loan and comes at significantly reduced fees and interest. When you are able to put up collateral, such as a vehicle or car, sometimes lenders will allow payment in instalments of fixed monthly increments and issue a log book. These are known as logbook loans. Regardless of the type you need, we have products that can satisfy your need for fast cash.
Where can I get instant lending?
At some point, most people get into a financial crunch that presents difficult hurdles to overcome. The last thing you need when you have to have cash fast is a long, drawn out process which hinders your ability to secure financing immediately. Because of this, many people search for the best place to borrow money instantly. If this represents your situation, we can help. We will wire funds to your bank within minutes of your application being accepted. We have invested a considerable sum into our infrastructure in order to deliver payday payments quicker than most people believe possible. Depending on amount borrowed and your personal details, you could wind up with money in your bank within a few minutes of clicking submit on your application form.
At Tree House, we have made our process as efficient as possible to provide the fastest lending possible. Our streamlined processes allow us to provide cash funds to your bank account within minutes of your application being approved. Once you try the speed and convenience of our instant loans, you will be hooked. The satisfaction people have with the speed and ease of our system gives us steady repeat customers.
Again, one cannot stress the importance of dealing with a direct lender strongly enough if the speed of your loan is crucial. Often, if you are looking for an instant cash solution, chances are it is an emergency situation and there is a strong need for expedited processing. The last thing you want in this type of situation is to receive delays as a broker shops around your application to receive the best deal (for themselves). Avoid this problem and just say “no brokers”.
The services offered below and amounts are for demonstration purposes only. The deal you can qualify for may be more or less than that which is listed.
|Payday Loans||Instant Loans||Amount|
|Payday Loans UK||Fastest Cash Guaranteed||£100|
|Instalment Loans||Lowest UK Prices||£200|
|Instant Payday Lenders||Guarantor Loans||£300|
|Short Term Loan||No Guarantor Loans||£400|
|Payday Lenders Online||Instalment Loan||£500|
Payday Lenders UK
England and the UK has strict consumer laws protecting citizens from high cost lending and abusive practices. Many of the consumer protection laws are recent as of 2017. Because of this, it has never been a safer time to take out a short term loan, nor a time where customers have received quality deals. The truth is that today, it is cheaper to take out a short term loan than it is to suffer from bank draft fees. Tree House is a UK lender and provides services only to those residing in the UK.
It needs to be stated that payday lending is a high cost proposition and should only be used in case of emergencies. There are times when you may be facing certain bank draft fees, or other critical expense such as a vehicle breaking down and needing emergency maintenance for you to continue working at your job, where the expense is justified because the alternative would be even more costly. Alternatively, you should not borrow with payday lenders for frivolous or non-emergency spending. The fees are exorbitant enough to prohibit leisure borrowing.
What are Bad Credit Loans?
They are geared toward people who have bad credit, but still need to borrow money. If you a have poor credit history, yet are experiencing a financial crisis, a bad credit loan can be the solution you are looking for. Because you have poor credit, lenders will typically charge elevated fees or higher APR interest rates. Help is provided in fast cash that is lent based on a solid employment and your ability to repay.
Most of our lending is geared toward people who have bad credit. Every day we work with borrowers who have found themselves in difficult financial situations in the past, with less than sterling histories of working with lenders. The key is to select a payday lender who places more priority on your ability to repay, and your history of employment, than on the fact you have a bad credit history.
What are No Credit Check Loans?
Can you get a loan in the UK without the lender performing a credit check? The answer is no, all lenders are required by UK law to check your credit history before lending. However, this isn’t all bad news. There are lenders who place more priority on your employment status and your ability to pay back what you have borrowed. Just because you have poor credit does not mean you do not qualify to get a fast cash loan. Even though they do not qualify as being “no credit check”, it is more like “bad credit is ok”.